Simple, transparent pricing
Start free. Upgrade when you're ready for more. Cancel anytime.
Current Plan
Free
Get started with debt payoff planning
$0
Free forever- Up to 3 loans
- Snowball & Avalanche strategies
- Full payoff chart & summary
- PDF download (email required)
- No account needed (localStorage)
- –Ads shown throughout
- –No data sync across devices
Basic
For serious debt crushers
$9/month
- Up to 10 loans
- Avalanche & Snowball strategies
- No ads
- Data sync across devices
- PDF export (no email gate)
- Extra payment simulator
- Debt-free date countdown
- Monthly progress email
- Shareable payoff plan link
Most Popular
Pro
Total financial clarity
$29/month
- Unlimited loans
- Everything in Basic
- Custom loan ordering
- Budget & Income Planner
- Auto-calculate discretionary income
- "Apply surplus to loans" button
- Budget health score
- AI-powered payoff recommendations
- Priority support
All paid plans include a 7-day free trial. Cancel anytime — no questions asked.